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Insurance
Your insurance company will hold convictions against you for at least 3 years and assess insurance risk points depending on the severity of the offence.
A total of 4 or more insurance risk points will force you into facility group insurance causing insurance premium increases of 100% or more.
Below you will find the insurance risk point system for drivers with a minium of 4 year's driving experience.
| No evidence of vaild auto insurance for at least 12 of the last 24 months | 4 points |
| At fault accident (last 5 years) | 2 points |
| Criminal code, or similar conviction (last 5 years) | 4 points |
| Major conviction (last 3 years) | 2 points |
| Minor conviction (last 3 years) | 1 point |
| Auto insurance fraud (no time limit) | 4 points |
| Presenting false documentation (last 3 years) | 4 points |
| Policy cancellation for non-payment of premiums (last 3 years) | 1 point |
